Nuryt & Maria

You Are Invited To Our Community Forum  #Real Estate 411

November 30, 2017

Featuring Guest Speakers:

Mortgage Scout, Residential and Commercial Financing Specialists

Setting The Record Straight On The New Mortgage Rules & How They Will Impact Buying/Refinancing Your Home

"Mortgage Scout is pleased to provide insight on the upcoming regulatory changes introduced in Bill 20 which will come into effect on January 1st, 2018.  At this presentation we will review:

  • The impact of the new stress test being introduced to clients either looking to purchase with a minimum of 20% down payment or considering refinancing
  • Changes in the lending landscape and what that will mean for our customers
  • Potential impact on the real estate market

M. Deren Hasip
Founder/ Senior Mortgage Agent /Broker Coach

With over 20 years of retail banking and mortgage origination experience with some of Canada's top banks, Deren is a former Bank Executive who started his career on the ground floor as a teller. Having ascended through the ranks as a decorated advisor and manager, he forged his success on the support and loyalty of clients, partners and staff.  His career achievements coupled with support of various charities and community programs lead to his nomination for the Ontario Premier's Award in 2002.  Profiled as a Mortgage Expert in a national media campaign by one of Canada's top 5 banks, he's looking to put his expertise to work in structuring solutions for clients and helping them improve their financial position!

Marlene Carvalho
Mortgage Agent

An experienced industry professional, Marlene brings to the team over 20 years banking and financial services experience.  She commenced her career as a retail banker with one of Canada's premiere Trust companies. There after, diversified her experience with independent financial planning and insurance companies.  Having most recently left her role as a Director of business development with one our lending partners, Marlene is looking to put her experience to work and earn your business.

Kormans L.L.P Real Estate and Corporate Law

Planning to buy a new house or condo?  Get ready for the most exciting time of your life! 

There is a common misconception that buying a property is scary and overwhelming.  It doesn’t have to be!  Jonathan Hacohen has over 15 years of legal experience closing thousands of real estate transactions for his clients.  Jonathan will help navigate you through the closing process – from the time you sign an offer to the moment you get your keys. 

Get ready to learn the 411 on Real Estate purchases!

Jonathan A. Hacohen

Jonathan was called to the Ontario Bar in 2002, graduated from Osgoode Hall Law School in 2001 and completed his Bachelor of Business Administration at The Schulich School of Business (York University) in 1998.

Before joining Kormans LLP, Jonathan practiced as an Associate with a boutique real estate law firm in North York with a focus on real estate law.  Jonathan articled and practiced as an Associate with a large Bay Street law firm as part of their Real Estate and Banking groups.  Jonathan was fortunate as part of a secondment to work in-house at Tim Hortons (TDL Group) for almost a year.

Jonathan was also an Associate for a number of years with a full-service law firm in Vaughan as a member of the Real Estate and Corporate departments.

Community Forum Details


Tuesday November 30, 2017
7-8 pm


North Thornhill Comunity Centre, 300 Pleasant Ridge Avenue, Thornhill L4J 9B3
@ The Art Room